Building Prosperity Newsletter April 2021

The average age for claiming Social Security retirement benefits has been steadily rising, as older Americans work longer.

Real estate investment trusts (REITs) can offer a consistent income stream and help provide portfolio diversification.

Term life insurance is often purchased to provide for a temporary need, such as income replacement. While term life is usually cheaper than permanent life insurance, there may be circumstances that warrant considering converting term, or temporary life insurance, to permanent life insurance.

The pandemic ushered in the age of video meetings, providing a glimpse into many kinds of home workspaces. For many workers, a dedicated home office became more important than ever in 2020, though not everyone will get a tax break for having one.

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, legal, or retirement advice or recommendations. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable — we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

Prepared by Broadridge Advisor Solutions Copyright 2021.